Choice, service, genuine expertise in care and a dedication to evolving and improving insurance in the care sector. That’s why we’re here.

We only cover care and our aim is to work with specialist brokers who are well established in the care sector, to offer an alternative, long-term insurance solution. From new business to renewal, you’ll deal with the same team committed to delivering excellent service for you and your clients.

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So what can we offer you?


A new market alternative for care risks
(choice at last)


Underwriters who know the care industry inside out
(we’ve been doing it for more years than we’d like to
admit to)


A technology-led approach
(we’ll keep your administration to the minimum)


Combined policies to make placement easier for you (our pleasure)


A brilliant service
(have we mentioned that already?)

To help you understand the characteristics of the care risks that we like to underwrite, we look for:


A sensible approach to risk management




A good balance between the provision of quality
care and financial results


Consistently acceptable regulatory inspection reports

But we are human and we know that things don’t always go as planned for clients. Sometimes things go wrong which could result in losses. Don’t worry, we will work with you to try and build a solution for these providers too.

A-rated insurance partners

Never heard of us before? Don’t worry, we won’t take it personally. We are new here after all. But be assured, while you may not have heard of Nivante, you will be very well acquainted with the A-rated insurers that support the business. And of course, while Nivante is a new name, our founding underwriters have many years of experience in the care sector.

That’s us, if you’d like to give us a whirl – and we really hope you will –
contact us to find out how we can help with your care clients or how to make an agency application

Nivante is the trading name of Eminence Risk Services Limited which is an appointed representative of Davies MGA Services Limited, a company authorised and regulated by the Financial Conduct Authority under firm reference number 597301 to carry on insurance distribution activities. Eminence Risk Services Limited is registered in England and Wales company number 13056384. Registered office at Brierly Place, New London Road, Chelmsford, Essex, England, CM2 0AP.

©2022 Nivante